Uniquely qualified to handle the complexities of public entity issues.

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We determine the merit of a claim and the best course of action to take.

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We get your employees back to work as quickly and safely as possible.

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Navigating The Red Tape

Guardian PECS is a Third Party Administrator dedicated to serving public entities. We have the depth, breadth and experience to handle any type of claim, no matter how complex or sensitive. We also understand the unique needs and considerations of the public entity space. Our experience and cutting edge technology allows us to provide customized solutions for public entities’ self-funded insurance programs.

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Specializing In Public Entity Claims

Insurance claims involving public entities have become more complex than ever. Navigating through the constantly changing landscape can be challenging at best. That’s where Guardian PECS comes in.

Experience & Integrity

We treat every claim, incident and event as a unique problem that needs to be solved. And we do it quickly and efficiently. Our years of experience and integrity is paramount in solving claims fast.

The Human Touch

Guardian PECS realizes that real people are behind every case. It’s not a numbers game. We are widely recognized for exceptional personal service.

Unique Situations

The dynamic of a public entity claim can be complex. Our mission is to provide outstanding service, extraordinary professionals and the best that technology has to offer.


We have one of the most experienced and tenured staff of property adjusters in the industry along with sophisticated, customized technology solutions that provide for efficient, paperless workflows and industry-leading reporting capabilities. Our team of experts quickly and efficiently determines the cause of loss, accurately and fairly calculates repair or replacement costs, and recommends the appropriate course of action. We have the flexibility and expertise to manage any claim no matter the size or complexity. Furthermore, we pride ourselves on providing the highest levels of customer service and customized, value-added reporting on anything from an individual claim to the entirety of your program.

Where applicable we will direct the claim to our subrogation department to aggressively and tirelessly pursue any available recovery on your behalf.


We handle public entity claims for Commercial Properties, Equipment, Auto, Truck and Commercial/Public Safety Vehicles.



We work diligently to minimize the potential cost and reputational risk associated with any type of liability claim faced by public entities.



At Guardian PECS, our seasoned team of claims specialists leverage an established network of attorneys, experts, medical professionals and investigative specialists to thoughtfully and efficiently handle any and all types of liability claims. No matter how complex, we have decades of experience handling some of the most unique liability claims in the industry.

Our team of experts complete a prompt, thorough and fair investigation to determine the merit of a claim and recommend an appropriate course of action that minimizes your overall incurred liability and/or reputational risk.

For meritorious claims we aim to negotiate or mediate a fair settlement that quickly dispatches the claim while limiting your cost. When the validity of a claim is in question we will negotiate aggressively on your behalf. In addition, detailed status reporting is available to you on an ongoing basis and all relevant developments are communicated to you promptly.


Our integrated approach to Workers’ Compensation claims management brings together all of the jurisdictional, clinical, return to work and settlement expertise required for a successful program. Workers’ Compensation claims are more complex than ever…having dedicated expertise and specialization in Workers’ Compensation is key. Proactive claims management and communication with workers builds employee loyalty and limits further expense/liability. We work tirelessly to get your employees back to work as quickly and safely as possible. Sensitivity to the unique nature of public employees is also critical to the successful administration of a program.

We handle the unique task of Workers’ Compensation with four major things in mind: Complexity, Expertise in Handling Claims, Specialization and Communication. Find out more by contacting us today.

Workers’ Comp

Quickly and properly developing a plan for treatment and rehabilitation are key to minimizing cost and getting employees back on the job.


Ready To Talk?

Reaching out to Guardian PECS is easy. Simply use the information below to contact our offices directly, or use the convenient form. We’ll get back to you immediately.

Guardian PECS
301 Route 17 North
Suite 401
Rutherford, NJ 07070
Tel: (800) 466-9165
Fax: (888) 902-5701

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    Always Here For You

    We’re always here to help. Please use these convenient links to visit our Help Desk and Client Login area. If you have a specific question that can’t be answered by one of these links, Contact Us anytime and we’ll quickly get back to you.